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Ohio Emergency Management Agency

ODPS Ohio Emergency Management Agency Individual Assistance

Individual Assistance


The State IA Program is designed to provide grants for disaster-related unmet needs to individuals and families that have uninsured essential private property damages or losses. The disaster must be declared by local government(s), the governor and the SBA, and would not be declared by the Federal Emergency Management Agency.

The State IA program was developed at the Ohio Emergency Management Agency during 2000 and revealed as part of the 2002-2003 budget requests to the Ohio General Assembly. The program does not duplicate disaster assistance from any other available sources, but fills a gap for those who have serious and essential unmet needs or losses not addressed by the SBA, insurance, voluntary agencies or other state agencies. Ohio governors have this unique state program to reach out and provide tangible, direct assistance to disaster victims.

In order to be eligible for the State IA program, the applicant must first apply for a home/personal property disaster loan from the SBA and be denied or determined to be ineligible for a loan. The damages or losses must fall within the following categories and meet all associated eligibility criteria: real property (damage to an owner-occupied residence); personal property (damage to essential major appliances and furniture of a homeowner or renter); medical; dental; funeral; transportation; and other/miscellaneous loss (of homeowners or renters). Please note that not all damages or losses caused by the disaster may qualify for reimbursement. The current maximum grant amount is $16,800 for all categories or assistance from the state assistance program. This amount is adjusted annually to reflect changes in the U.S. Consumer Price Index.

Preliminary Damage Assessment Field Guide

U.S. Small Business Administration

National Flood Insurance Program (NFIP)

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