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The State IA Program is designed to provide grants for disaster-related unmet
needs to individuals and families that have uninsured essential private
property damages or losses. The disaster must be declared by local
government(s), the governor and the SBA, and would not be declared by the
Federal Emergency Management Agency.
The State IA program was developed at the Ohio Emergency Management Agency
during 2000 and revealed as part of the 2002-2003 budget requests to the Ohio
General Assembly. The program does not duplicate disaster assistance from any
other available sources, but fills a gap for those who have serious and
essential unmet needs or losses not addressed by the SBA, insurance, voluntary
agencies or other state agencies. Ohio governors have this unique state program
to reach out and provide tangible, direct assistance to disaster victims.
In order to be eligible for the State IA program, the applicant must first
apply for a home/personal property disaster loan from the SBA and be denied or
determined to be ineligible for a loan. The damages or losses must fall within
the following categories and meet all associated eligibility criteria: real
property (damage to an owner-occupied residence); personal property (damage to
essential major appliances and furniture of a homeowner or renter); medical;
dental; funeral; transportation; and other/miscellaneous loss (of homeowners or
renters). Please note that not all damages or losses caused by the disaster may
qualify for reimbursement. The current maximum grant amount is $16,800 for all
categories or assistance from the state assistance program. This amount is
adjusted annually to reflect changes in the U.S. Consumer Price Index.
Preliminary Damage Assessment Field Guide